Our qualified advisers are not transactional, they will work closely with you on your financial journey. Yes, you can transact yourself however quality guidance can help ensure that you are not taking unnecessary risks or paying unnecessary tax.
The cost of getting it wrong far outweighs the saving of doing it yourself.

Our role is to ensure that you do not pay any unnecessary tax and you don’t run out of money. Recommending appropriate tax wrappers, investing and insuring appropriately will help us to help you, removing the emotion from your finances.

You ongoing fee pays for the numerous services such as tax planning, fund performance analysis, switching of funds and the opportunity to pick up the phone whenever you need.

There are thousands of funds to choose from, we don’t pretend to be experts so we outsource this to Quilter who have huge resources and intellectual capital.
Their strict due diligence and ongoing monitoring gives us great confidence knowing that the funds we recommend have gone through such a robust process.

Ongoing reviews are at the heart of our business. All the advisers are focussed on working closely with their portfolio of clients. In addition, they are monitored on a monthly basis by senior management for the accuracy and quality of their reviews.

Remember that if you don’t feel you are getting value for money, then you can simply switch it off.