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Welcoming Nick Tyler’s Clients to Digby Associates

by Uncategorized

We are delighted to announce that Nick Tyler’s clients will now be supported by Digby Associates.

Nick has been part of the financial advice profession for 38 years, building a wonderful reputation with clients as a trusted, thoughtful and highly experienced adviser, as

well as a genuine friend to many families he has supported over the years.

That is no small legacy and certainly a tough act to follow. We were therefore incredibly proud to be chosen by Nick, following a detailed and thoughtful due diligence

process, to continue the work he has built over nearly four decades.

Continuing Trusted Relationships

We understand that relationships between advisers and clients are often built over many years and are founded on trust, consistency and personal understanding.

Our priority is to ensure clients continue to feel well looked after, supported and confident about the future. Clients can expect clear communication, continuity of care

and a thoughtful approach to advice that reflects their personal circumstances and long-term goals.

For Nick, finding the right home for his clients was clearly important. Our focus now is to ensure he can continue to bump into former clients knowing they are being

looked after well and remain in safe hands.

Building on Strong Foundations

At Digby Associates, we believe good financial advice should feel personal, reassuring and built around care.

We are proud to continue the foundations Nick has created, while providing clients with access to the wider support, resources and expertise available through Digby Associates.

Looking Ahead

This marks another positive step in the continued growth of Digby Associates as we continue to welcome like-minded advisers and clients who value personal service and

trusted relationships.

We would like to thank Nick for the confidence he has placed in us and wish him all the very best for the future.

If you would like to learn more about Digby Associates, please visit our About Us page. If you have any questions, our team will be very happy to help.

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Backing Talent at Gloucestershire Cricket

by EventsUncategorized

As the cricket season gets underway, we love the way sport brings people together, inspires ambition and plays an important role in the community.

We are delighted to continue our support of players in Gloucestershire County Cricket Club as the club looks ahead to another exciting season, with fresh talent added to the squad and strong foundations already in place.

We are proud to be player sponsors of Cameron Bancroft and Daaryoush Ahmed, known as Daz, two players with promising 2026s ahead of them at the club.

A Key Figure at the Club

Since rejoining Gloucestershire in 2024, Cameron Bancroft has become a familiar and highly respected figure at the club. The experienced Australian top-order batter has made a major contribution both on and off the field and was named County Championship captain, underlining the regard in which he is held.

His presence gives the side experience, composure under pressure and a player who sets standards through performance, leadership and craft.

New Energy and Local Promise

Alongside that experience, the emergence of Daaryoush Ahmed is another exciting story for the club.

Bristol-born Ahmed signed a rookie contract with Gloucestershire after impressing with a strong finish to the 2025 season, reflecting both his talent and the opportunities being created for young players coming through the pathway.

For supporters, it is always encouraging to see local talent progress into the professional game, bringing fresh energy and hunger to the squad. Players like Ahmed represent the future of the club and the long-term strength of cricket in the region.

Strong teams are built through a blend of experience and emerging talent. That balance is something Gloucestershire appear to be building, with established performers such as Bancroft alongside promising young players like Ahmed.

As a business rooted in the South West, we are proud to support Gloucestershire County Cricket Club and the positive role it plays across the region.

We wish Cameron, Daz and everyone connected with the club every success for the season ahead, and we look forward to following their progress in the months to come.

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Welcoming Graeme Beattie & Carolyn Beattie Clients to Digby Associates

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We are pleased to announce that Digby Associates has completed the acquisition of Graeme Beattie and Carolyn Beattie, a respected financial advice business that has supported individuals, families and businesses in Swindon and the surrounding area for many years.

This marks another exciting step in the continued growth of Digby Associates as we expand our presence while remaining committed to the personal service, care and long-term relationships that sit at the heart of our business.

Graeme Beattie has built a strong reputation through practical advice, long-term relationships and a clear commitment to putting clients at the centre of everything he does. Those are values we recognise and share at Digby Associates.

Continuity, Care and Confidence

We understand that any change involving financial advice can feel significant. Our priority is to make this transition as smooth and reassuring as possible for every client.

Clients can expect continuity of service, clear communication and the same focus on thoughtful, personalised advice that has guided their plans to date. We understand that trusted financial relationships are built over many years, through consistency, understanding and confidence in the people advising you. Our priority is to make this transition smooth and reassuring, while protecting the trust that has already been established and continuing to build on it for the future.

Building on Strong Foundations

At Digby Associates, we help individuals and families make confident decisions about their money through advice that is personal, considered and designed to support them over the long term.

This acquisition allows us to build on the excellent foundations created by Graeme Beattie and Carolyn Beattie, while bringing clients access to the wider support, resources and expertise available through Digby Associates.

Looking Ahead

We would like to thank Graeme and everyone involved in building such a respected business. We are proud to welcome clients to Digby Associates and look forward to supporting them in the years ahead.

If you would like to learn more about Digby Associates, please visit our About Us page.

If you are an existing client and have any questions, our team will be happy to help.

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Volunteering Day at St Peter’s Church

by Charity

We always aim to make a positive contribution to the communities around us, supporting the people and places that matter locally.

Last week, our Chairman Digby Player organised and took part in a volunteer day at St Peter’s Church, where a group of Frampton Cotterell RFC retirees, along with a few additional volunteers, came together to help tidy the church grounds.

The group spent the day mowing grass, cutting back overgrowth and improving the churchyard, helping to care for an important local space and keep it looking its best for everyone who uses and enjoys it.

It was a fantastic effort and a reminder of what can be achieved when people come together with a shared purpose. We are proud to support initiatives that strengthen local connections and make a visible difference in the community, and we would like to thank everyone who gave their time so generously.

 

 

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Make the Most of Your New Tax Year Allowances

by Financial PlanningTax Planning

The new tax year is now underway, bringing a fresh set of valuable tax-free allowances.

This is a great opportunity to review your financial goals and ensure you’re making the most of the options available to you. By investing early in the tax year, your money has more time to benefit from potential growth.

Your Tax-Efficient Allowances

  • Stocks and Shares ISA: £20,000
  • Lifetime ISA: £4,000 (part of your overall ISA allowance)
  • Personal pension: £60,000 (subject to your earnings)
  • Junior ISA:£9,000
  • Junior personal pension: £3,600 (assuming no earnings)

Taking advantage of these allowances can form an important part of a well-structured financial plan. If you’re unsure how best to use them, seeking professional advice can help you make informed decisions aligned with your long-term objectives.

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Why working with a Financial Adviser can be one of the best decisions you make

by Financial Planning

When it comes to managing money, many people rely on instincts, internet research, or well-meaning advice from friends and family.

With life getting more complex and financial decisions having bigger consequences, there’s growing value in having a professional in your corner. That’s where a qualified financial adviser can make a real difference.

Here’s why working with a UK financial adviser isn’t just for the wealthy, it’s for anyone who wants to make smarter, more confident financial choices.

1. Clarity and confidence in your finances

Most people have multiple financial goals: saving for retirement, helping children onto the property ladder, protecting loved ones, or even just getting a handle on everyday budgeting. A financial adviser helps you prioritise these goals, understand what’s possible, and build a realistic plan to get there.

You walk away knowing where you stand and what steps to take next. That clarity brings peace of mind.

2. Regulated advice you can trust

UK financial advisers are registered with the Financial Conduct Authority (FCA)”meaning they’re held to high professional standards.

3. Tax Efficiency and Long-Term Planning

One of the biggest advantages advisers offer is helping you use tax allowances effectively, especially around pensions, ISAs, inheritance, and capital gains. Over time, this can make a big difference to your wealth.

Advisers also ensure that your plans are sustainable. Whether it’s your retirement income, passing on wealth, or managing risk, they stress-test your strategy and adjust it over time.

4. Avoiding Mistakes That Cost You More

Emotions often drive financial decisions such as pulling investments when markets fall or delaying retirement planning until it’s almost too late. An adviser acts as a buffer between you and poor decisions. They bring experience, perspective, and discipline.

In fact, studies by organisations like Vanguard suggest that working with a financial adviser can add real value, not just through better investments, but by helping clients avoid common pitfalls.

5. It’s Not Just About the Numbers

The best financial advisers don’t just focus on spreadsheets. They take time to understand your values, your family, and what really matters to you. That human connection combined with expertise is what makes great financial planning so valuable.

Final Thoughts

Engaging with a financial adviser is not about giving up control of your money, it’s about gaining a trusted partner to help you make better decisions. Whether you’re just starting to build wealth or preparing for retirement, good advice pays off financially and emotionally.

If you’re curious about how advice could benefit you, start with a no obligation conversation.

Risk warning: Please note that estate planning and Inheritance Taxation advice is not covered by the FCA.